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Prepaid MasterCard

You may not have a credit card but that doesn’t mean you can’t enjoy the safety and convenience of owning one.

The First Citizens Prepaid MasterCard offers you:

  • no monthly payments
  • the benefits of a credit card without the qualification process
  • the convenience of online purchases
  • additional safety while shopping online
  • the freedom to make local and international purchases
  • a great cash management and budgeting tool

About the Prepaid MasterCard
The Prepaid MasterCard is a reloadable card, which allows you to preload the account with funds to make purchases, just like you would with a credit card but without the fees, interest or monthly payments associated with a credit card.

Requirements

  • Two pieces of valid picture identification
  • Proof of address
  • Recent job letter or payslip
  • $50.00 membership fee

Access to Funds

  • Between the hours of 8:00 a.m. and 4:00 p.m. Monday to Thursday funds are available within one hour of receipt of the application
  • Between the hours of 8:00 a.m. and 5:15 p.m. on Friday funds are available within one hour of receipt of the application
  • On Saturdays and after normal banking hours Monday – Friday, access to funds is granted next business day.

All reloads made via online banking will be updated on the next business day

Additional Features

  • Up to 5 cards per account
  • Valid for 5 years
  • Access to transaction history at any of our convenient banking centres
  • Signature verification at point of sale
  • PIN protection at ATMs
  • 24/ 7 access to the MasterCard Global Service
  • Accidental Death and Dismemberment Benefit

Schedule of Charges BBD$

  • First Card Fee - $50.00
  • Additional Card Fee - $20.00
  • Replacement Card Fee - $20.00
  • Chargeback Fee - $25.00
  • Initial Load Fee - 1% of the value of the load
  • Reloading Fee - 1% of the value of the load
  • Cash Advance Fee (Local) - $2.50 (This is in addition to any charge imposed by the acquiring bank.)
  • Cash Advance Fee (Foreign) - $2.50 (This is in addition to any charge imposed by the acquiring bank.)
  • Dormancy Fee - $5.00
  • Cash Out Fee - $5.00
     
For more information

Contact any of our Financial Services Representatives at 246-431-4500 or visit one of our Banking Centres today.

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard