First Citizens Mortgages feature affordable interest rates and other great benefits to help you get into your dream home faster!
If you already have a mortgage and your payments are becoming a burden, we’ll help you get the savings you need to really enjoy your dream home and even some of your other dreams.
With a First Citizens Mortgage you’ll benefit from:
1. Up to 95% mortgage financing
2. Reduced negotiation fees
3. Solar Power Energy financing as part of your mortgage
4. Extended mortgage terms to enable a lower monthly repayment
Accessibility: Apply at any of our 5 branches
Speed: Fast pre-approval and approval process
Flexible Repayments Options:
1. Fortnightly payments
2. Lump sum payments- maximum of two per calendar year will be allowed provided they are a minimum $50.0K each and a minimum of three (3) month’s written notice is given.
3. No Penalty for Early Repayment – provided three (3) month’s written notice is given to the Bank.
Here’s What You’ll Need to Apply for a First Citizens Mortgage:
- Two (2) forms of valid identification
- Job letter (not older than 6 months)
- Recent pay slip and/or bank statement (if self employed)
- Proof of address e.g. Utility Bill
- Purchase Agreement – (not required if Constructing)
- Title Deed of Property to be purchased
- Valuation Report from a valuator on the First Citizens Bank Limited Panel of Valuators
- For Switcher Mortgages, just provide details of your present mortgage and complete our application form
Give us a call or come into any branch to find out how you can become one of the many customers we’ve helped to achieve their financial goals.