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First Citizens Mortgages

First Citizens Mortgages feature affordable interest rates and other great benefits to help you get into your dream home faster!

If you already have a mortgage and your payments are becoming a burden, we’ll help you get the savings you need to really enjoy your dream home and even some of your other dreams.

With a First Citizens Mortgage you’ll benefit from:

1. Up to 95% mortgage financing

2. Reduced negotiation fees

3. Extended mortgage terms to enable a lower monthly repayment

Accessibility: Apply at any of our 6 branches

Here’s What You’ll Need to Apply for a First Citizens Mortgage:

  • Two (2) forms of valid identification
  • Job letter (not older than 6 months)
  • Recent pay slip and/or bank statement (if self employed)
  • Proof of address e.g. Utility Bill
  • Purchase Agreement – (not required if Constructing)
  • Title Deed of Property to be purchased
  • Valuation Report from a valuator on the First Citizens Bank Limited Panel of Valuators
  • For Switcher Mortgages, just provide details of your present mortgage and complete our application form

Give us a call or come into any branch to find out how you can become one of the many customers we’ve helped to achieve their financial goals.

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard