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DreamBuilder Education Loans

Dreaming of Higher Education?

Our DreamBuilder Education Loan can help make your dream a reality!

Our loans can assist you with fees for:

  • The University of the West Indies (all campuses)
  • Barbados Institute of Management and Productivity (BIMAP)
  • Barbados Community College (BCC)
  • Samuel Jackman Prescod Polytechnic (SJPP)
  • Erdiston Teachers’ Training College
  • Professional designations (e.g. ACCA, CPA, CFA)
  • International colleges and universities*
  • Online classes*

With our education loan, we can also help you cover the cost of:

  • Textbooks
  • Laptop, desktop, printer
  • On-campus accommodation
  • Travel, if studying abroad



  • Unsecured loans (with a guarantor)
  • Competitive rates with low monthly installments
  • Credit card packages*with cash back incentives
  • Free Internet Banking
  • Interest-only payments while studying
  • Deferral of first three (3) monthly payments
  • One year grace period after completion of study


Refinancing options also available for existing student loans.

Have a Mortgage?

  • Homeowners can access up to 95% of the equity of their home!
  • Switch your mortgage to First Citizens and we’ll absorb up to $10,000 in legal fees.


Whatever your education dream may be, it is time to put it first!
Call us at 431-4500 for details.


*Credit card packages start at $1,500 to assist with study-related payments.
* Must be a recognised and approved institution
Special terms and conditions apply.

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard