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Here for You!

Just as friends and family, we are here to support and reassure you that you can accomplish your goals and enjoy the season.

Select at least one checkbox below in each category to submit your information for a Loan Representative to contact you. 

Bring the below documents with you when you come to visit us:

  • Recent job letter and last two pay slips
  • Two (2) forms of valid identification
  • Recent utility bill as proof of address
  • Last three (3) months’ bank/credit union statements
  • Statements for existing debts

Completed application form available at any First Citizens branch.
Please note that this list may not include everything the Bank requires to complete your application.


For more information:

Call one of our Lending Officers today at 431-4500 or visit any of our convenient branches.









For the duration of the GIFT THAT’S TRUE promotion, First Citizens is pleased to offer our qualified customers a minimum repayment period of 12 months and a maximum repayment period of 120 months for consumer loans; and up to 30 years for residential mortgages. The maximum Annual Percentage Rate (APR) offered on consumer loans is 12%. Consumer loan processing fees is 0.5% of the loan amount for qualified customers. Terms and Conditions Apply

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard