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Debit Cards

First Citizens debit cards are available free of charge to all account holders. The card is PIN based and is used to initiate a debit transaction at any ATM or Point of Sale Terminal.

The card is for local use only and will link you to the CarIFS network in Barbados; this means that you have access to your funds 24 hours a day/ 7 days a week through all other bank ATMs.

Your First Citizens debit card will link you to:

  • All First Citizens ATMs (FREE)


  • All Point of Sale Terminals (FREE)


  • All ATMs and Point of Sale Terminals operated by other banks through the CarIFS network


For more information

Contact any of our Financial Services Representatives at 246-431-4500 or visit one of our Banking Centres today.

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard