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Loan Calculator

Need money to buy that new car or boat? Use our Loan Calculator to estimate your principle and interest payments (monthly payments).

What we need to know

Enter the interest rate:  % 
Enter your desired payment frequency:


Numbers you can play with

1. Fill in any 2 of the 3 values below

2.  Click  Calculate Button Representation button beside the box you left blank to calculate the value.

Loan Amount
Amortisation Period
Loan Payment

3. To try again with different numbers, type over your old number and click recalculate

For more information

For more information or to apply for a loan, consult one of our Personal Banking Representatives at any of our Banking Centres or call our Loan Hotline at (246) 431 4500.

Note: The information provided by these calculators is for illustrative purposes only. The information entered may vary from your actual loan, mortgage, investment, or savings results. Interest rates are hypothetical and are not meant to represent any specific investment. Rates of return will vary over time, particularly for long-term investments. The calculated results are not guaranteed to be accurate and are in no way endorsed, offered or guaranteed by First Citizens.

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard