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Commercial Property Loan

Our term loans are designed as a one-time disbursement of funds to cover long-term financing or can allow businesses to make interest-only payments for an agreed period before payments are amortized over the rest of the life of the loan. Turn your business goals into reality without depleting your savings.

Main Features

  • Flexible terms available with competitive interest rates up to fifteen years
  • Fixed monthly payments help you manage your budget
  • Fast approvals allow for quicker availability of proceeds
  • Worry-free banking with automatic payment deduction
  • Cover long-term expenditures without depleting your savings or the availability on your overdraft



  • Last two to three years financial statements for the business
  • Last six to twelve months bank statements
  • Most recent Management accounts
  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard