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Credit Services

We offer a full range of capital resources to finance a variety of needs. We'll help you select the right credit option with the right terms and payment structures for your company.

 

Commercial Mortgages

We provide customised commercial real estate financing for acquisition, expansion and/or construction.

Commercial Property Loans

We provide term loan financing to support all of your permanent financing needs, including long term working capital, equipment financing and owner-occupied property loans. Expand your business, consolidate debt, or purchase a new commercial vehicle or equipment with our Term Loans.

Overdraft

For most businesses there is a delay between delivering to the customer and receiving payment.

VISA® Business Credit Card

  • For use by employees of corporate clients
  • Individual employee spending limits
  • Secure online shopping with Verified by Visa®. To register click here.

 

  • First Citizens Fifty Plus
  • Personal Lending
  • First Citizens Smart Start
  • Visa Classic and Gold
  • Merchant services
  • Mastercard